CENDIO END USER LICENSE AGREEMENT 1.0


IMPORTANT: PLEASE READ THIS END USER LICENSE AGREEMENT CAREFULLY.
INSTALLING OR USING CENDIO SOFTWARE CONSTITUTES ACCEPTANCE OF THIS
AGREEMENT.

This License Agreement ("License") is entered into by you, the Licensed
User or representative of the Licensed User ("Licensee") and Cendio AB.


                   THIS IS A LICENSE AND NOT A SALE


1.      License

1.1     Subject to the terms and conditions of this License, Cendio
grants solely for use by the entity of record in Cendio's business
records a non-exclusive, non-transferable license to use the software
programs ("Program(s)") and related user guides ("Documentation") solely
for its own internal business purposes, including for the provision of
offering hosting solutions where you remain the Licensee, at the site
specified in the applicable Cendio business records and solely in
accordance with the accompanying Documentation.

1.2     All proprietary rights and trade secrets in the Program(s) and
the Documentation, and all copies (in whole or part) shall be the
exclusive property of Cendio (and its licensors), and are protected by
the laws of the United States, the United Kingdom, the European Union and
international treaty provisions. Licensee shall have no right, title, or
interest therein except for the rights expressly granted under this
License.

1.3     This License may not be assigned, sub-licensed or otherwise
transferred or used for the benefit of third parties without the prior
written consent of Cendio.

1.4     Licensee may not use, copy, alter, merge, adapt, modify, rent, or
lease the Program(s) or the Documentation, or any copy thereof, in whole
or in part, except as expressly provided in this license or under
applicable statutes.

1.5     Licensee acknowledges that the Program(s) contains certain third
party software for which Cendio has obtained the right to sub-license to
Licensee under all the terms hereof save as set out expressly in the
license agreements accompanying such products.

1.6     The Program(s) may consists of software that provide services on
a computer ("Server Program(s)") and software that allows a computer to
access or utilize the services provided by the Server Program(s) ("Client
Program(s)"). The Licensee must have user licenses provided by Cendio
("User License(s)") corresponding to the number of physical persons that
have Server Program(s) or other software, being monitored by the Server
Program(s), running on behalf of said person ("Concurrent User(s)"). A
non-human operated device shall be counted as a Concurrent User in
addition to all individuals whenever such a device accesses the Server
Program(s).

1.7     User License(s) may be perpetual or limited to an expiration date
("Expiration Date"). After the Expiration Date, if any, the Licensee is
no longer entitled to any of the Concurrent User(s) specified in the User
License(s).

1.8     A User License(s) is valid for the version of the Server
Program(s) specified in the User License(s) and any older versions of the
same Server Program(s). The User License(s) is also only valid for one
specific installation of the Server Program(s). Two separate installations,
even by the same legal entity, require separate User Licenses.

1.9     If the Licensee has no valid User Licenses, then the Licensee may
utilize the Server Program(s) for up to ten (10) Concurrent Users. Where
the Licensee uses the Program(s) without a valid User License, the
warranty referenced in Section 4.1 and the indemnity in Section 6 is no
longer applicable.

1.10    The Client Program(s) may be redistributed, free of charge,
provided all copyright notices and the terms of this License Agreement
are not altered in any way or removed.

1.11    Cendio provides no maintenance or support of the Program(s) under
this License Agreement.


2.      Open Source Software

2.1     The Program(s) may include certain third party open source and
free software components ("Open Source Components"), each of which has
its own copyright and its own license conditions ("Open Source License").
A list of included Open Source Components and their respective licenses
can be found in the open_source_licenses.txt file.

2.2     Upon request Cendio will deliver all the corresponding source
code for the Open Source Components at the cost of postage charges
incurred. This offer to obtain the source code is valid for three years
from the date you acquired these Program(s).

2.3     To the extent any Open Source License grants the Licensee rights
to use, copy or modify the Open Source Component that are broader than
the rights granted in Section 1, then such rights shall take precedence
over the rights and restrictions granted in this License solely for such
Open Source Components.

2.4     The Open Source Components are provided "as is" by the third
party licensors who disclaim all liabilities, damages, (even if they have
been advised of the possibility of such damages), warranties, indemnities
and other obligations of any kind, express or implied, with regard to the
Open Source Components. The Open Source Components are excluded from any
indemnity provided by Cendio in this License. Nothing in the foregoing
affects any performance warranty provided by Cendio with regard to the
Program(s) as a whole.


3.      Confidentiality

3.1     Confidential Information. "Confidential Information" shall mean
printed or electronically recorded matter, business information, pricing
and terms, the Programs, Documentation, technical information,
algorithms, source code, of the Programs, future plans, product road
maps, know-how, trade secrets, and other information of a non-public
nature that is known or used by a party. Confidential Information
includes information generated as a result of the activities of the
parties hereunder, as well as background information owned by a party
prior to the date hereof and made available to the other party hereunder,
whether disclosed in writing or orally, that is marked "confidential" or
should be deemed by its nature to be confidential. Confidential
Information shall at all times for Programs, and during the 5 (five) year
period from the date of disclosure for other Confidential Information, be
held confidential solely for the benefit and use of Cendio and Licensee
in order to fulfill the purposes of this License. Neither party shall
disclose, directly or indirectly, any Confidential Information of the
other party to any third person, firm or corporation without the prior
written consent of the other party. Each party shall use protective
measures no less stringent than that party uses to protect its own similar
proprietary information, which protective measures shall under all
circumstances be at least reasonable measures designed to ensure the
continued confidentiality of the Confidential Information. The
restrictions on disclosure of Confidential Information do not extend to
any item of information which (i) is or becomes publicly known without
breach of this License, (ii) is lawfully received by the receiving party
from a third party not bound to keep such information confidential,
whether by contract or law, (iii) is published or otherwise made known to
the public by the disclosing party, or (iv) is generated independently by
the receiving party. Either party may disclose Confidential Information
required to be disclosed pursuant to subpoena or as otherwise required by
law or regulation, provided that prior written notice of such disclosure
is furnished to the disclosing party as soon as practicable in order to
afford the disclosing party an opportunity to seek a protective order.


4.      Limited Warranty and Disclaimer

4.1     Cendio warrants that the Program(s) will operate substantially as
set forth in the accompanying Documentation for a period of 90 (ninety)
days following delivery of the Program(s) to Licensee.

4.2     Cendio warrants that prior to delivery of the Program(s) to
Licensee, Cendio has used commercially reasonable efforts to prevent the
Program(s) from being infected with, and any modified or enhanced
versions of the Program(s) prepared by, or at the direction of, Cendio
from being infected with, any "worms", "viruses", "Trojan Horses",
"protect codes", "data destruct keys" or other programs or programming
devices that might be used to access, modify, delete or damage the
Program(s), or other software, computer hardware or data of Licensee.

4.3     Licensee's sole and exclusive remedy for breach of any of the
above warranties shall be, at Cendio option, the repair or replacement of
the Program(s) or the media.

4.4     EXCEPT AS EXPRESSLY SET FORTH IN THIS SECTION 4 AND
NOTWITHSTANDING ANY OTHER TERMS IN THIS LICENSE, CENDIO MAKES NO EXPRESS
OR IMPLIED WARRANTY WITH RESPECT TO THE PROGRAM(S) OR DOCUMENTATION,
INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTY OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD PARTY
RIGHTS. CENDIO DOES NOT WARRANT THAT ANY PROGRAM(S) WILL BE ERROR-FREE,
OR THAT ANY DEFECTS THAT MAY EXIST IN ANY PROGRAM(S) CAN BE CORRECTED.


5.      Limitation on Liability

5.1     IN NO EVENT SHALL CENDIO BE LIABLE FOR ANY LOSS OF PROFITS, USE,
BUSINESS, DATA OR INFORMATION, OR FOR ANY INCIDENTAL, INDIRECT, SPECIAL,
CONSEQUENTIAL OR EXEMPLARY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED
TO DAMAGES RESULTING FROM LOSS OF ANTICIPATED SAVINGS OR LOST DATA, EVEN
IF CENDIO HAS BEEN ADVISED, KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY
THEREOF, OR FOR ANY INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL OR
EXEMPLARY DAMAGES RESULTING FROM ANY AND ALL CLAIMS BY ANY THIRD PARTIES.
THE AGGREGATE LIABILITY OF CENDIO HEREUNDER WHETHER IN CONTRACT OR IN
TORT SHALL IN NO EVENT EXCEED THE LESSER OF THE FEES PAID BY LICENSEE
OVER THE PRECEDING 12 (TWELVE) MONTHS OR $100,000 (ONE HUNDRED THOUSAND
DOLLARS).


6.      Indemnity

6.1     Cendio shall indemnify Licensee for any claim, demand or cause of
action by a third party ("Demand") to the extent that it is based upon a
claim that the Program(s) infringe any U.S. patent, U.S. trademark, or
Berne Convention copyright, or that the Program(s) misappropriate any
trade secret of any third party within the country in which the site is
located. The foregoing indemnification is conditioned on Licensee
notifying Cendio promptly in writing of such Demand, Licensee giving
Cendio sole control of the defense thereof (and any negotiations for
settlement or compromise thereof), and Licensee cooperating in the
defense thereof at Cendio request and expense, provided that Licensee
may, at its own expense, assist in such defense if it so chooses.
Cendio, at its sole option and expense may: (a) procure for Licensee the
right to continue using the Program(s); or (b) substitute a non-infringing
version of the Program(s) so that the Program(s) become non-infringing
and still conform to the applicable specifications; or (c) return the
license fee paid by Licensee hereunder for the Program(s), less an amount
equal to straight line depreciation of the Program(s) over four years,
and Licensee shall immediately return the Program(s) to Cendio. Licensee
shall not incur any costs or expenses on behalf of Cendio under or
pursuant to this Section without Cendio's prior written consent.

6.2     Cendio shall have no liability to Licensee for any Demand by a
third party alleging infringement or misappropriation based upon (a) any
use of the Program(s) in a manner other than as permitted in this
License; or (b) any use of the Program(s) in combination with any product
not provided by Cendio, to the extent that such Demand is directed
against the combination. Notwithstanding the foregoing, no indemnification
is given in relation to Open Source Components. The licensors of any
third party software may extend indemnities which are to be found in the
third party licenses referred to in 1.5 above. THE FOREGOING STATES THE
ENTIRE LIABILITY OF THE PARTIES AND LICENSEE'S SOLE AND EXCLUSIVE REMEDY
FOR SUCH DEMANDS.


7.      Termination

7.1     Cendio may terminate this License immediately upon written notice
to Licensee if Licensee breaches the provisions of Section 1 (License).
Either party may at its option terminate this License immediately upon
written notice in the event that the other party: (a) breaches any term
of this License, which breach remains uncured for a period of 30 (thirty)
days after written notice of such breach to the other party; or (b)
becomes insolvent or asserts that it is insolvent, fails to pay its
general obligations as they become due, institutes or has instituted
against it any proceeding, arrangement, receivership or assignment for
the benefit of creditors, or files or has filed against it any petition
under applicable bankruptcy laws.

7.2     ON TERMINATION OF THIS LICENSE FOR ANY REASON LICENSEE SHALL
CEASE USING THE PROGRAM(S) AND THE DOCUMENTATION AND ALL COPIES OF THE
SAME SHALL BE IMMEDIATELY RETURNED TO CENDIO.

7.3     The operation of Clauses 3, 4, 5, 7 and 8 shall survive the
termination of this License.


8.      General

8.1     The Program(s) is subject to laws and regulations of the United
States and European Union that restrict its export. Licensee agrees not
to export or "re-export" (transfer) the Program(s) unless all applicable
United States, European Union and other relevant government export
controls and approvals have been complied with.

8.2     Cendio licenses products for ultimate end use by federal
government agencies and other federal government customers ("federal
government customers") only under the following conditions. Rights
granted herein include only those rights customarily provided to end use
customers of Program(s) and Documentation as defined in this License.
This customary commercial license in software is provided in accordance
with FAR 12.211 (Technical Data) and 12.212 (Computer Software) and, for
Department of Defense purchases, DFAR 252.227-7015 (Technical Data -
Commercial Items) and DFAR 227.7202-3 (Rights in Commercial Computer
Software or Computer Software Documentation). If a federal government or
other public sector customer has a need for rights not conveyed under
these terms, it must negotiate with Cendio to determine if there are
acceptable terms for transferring such rights, and a mutually acceptable
written agreement specifically conveying such rights must be executed by
both parties. To the extent that Licensee sublicenses Program(s) pursuant
to the terms and conditions of the License to any sub-licensee that is a
federal government agency or other federal government customer, Cendio
will accept only the following subcontract or flow-down provisions:
FAR 52.222-26, "Equal Opportunity"; FAR 52.222-35, "Affirmative Action
for Disabled Veterans and Veterans of the Vietnam Era"; and
FAR 52.222-36, "Affirmative Action for Workers with Disabilities." Any
additional subcontract or flow-down provisions, including any provisions
imposed by federal, state, local or other governmental or
quasi-governmental entities, must be negotiated between the parties and
reflected in a mutually acceptable written agreement executed by both
parties.

8.3     Cendio and its licensors shall have the right to conduct an audit
of (and to copy) Licensee's records on reasonable notice and not more
than once in each twelve month period to verify that Licensee is
complying with the terms hereof. In the event that an underpayment is
revealed as the result of such audit Licensee shall immediately upon
being so requested by Cendio pay such underpayment together with the
costs of any such audit.

8.4     If one or more provisions of this License are held to be illegal
or unenforceable under applicable law, such illegal or unenforceable
provision(s) shall be limited or excluded from this License to the
minimum extent required so that this License shall otherwise remain in
full force and effect and enforceable in accordance with its terms.

8.5     This License shall be governed by and construed in accordance
with Swedish law. Any dispute, controversy or claim arising out of or in
connection with this License, or the breach, termination or invalidity
thereof shall be finally settled by arbitration in accordance with the
Rules of the Arbitration Institute of the Stockholm Chamber of Commerce.
The arbitral tribunal shall be composed of a sole arbitrator. The place
of arbitration shall be Linköping. The language to be used in the
arbitral proceedings shall be English. If the dispute, inclusive of any
counterclaims, claims for set-off and interest should comprise of an
amount less than $200,000 (two hundred thousand dollars), exclusive of
VAT, the Rules for Expedited Arbitrations of the Arbitration Institute of
the Stockholm Chamber of Commerce shall be applied.

8.6     Licensee agrees that this License is the complete and exclusive
statement of the mutual understanding between the parties and supersedes
all previous written and oral agreements and communications relating to
the subject matter of this License. It may not be modified or waived
except in writing signed by authorized representatives of both parties.

8.7     All notices under this License shall be in writing, and shall be
deemed delivered 5 (five) days after sending in the case of notices sent
by post or 24 (twenty-four) hours after sending in the case of notices by
email.

8.8     Licensee shall not assign, transfer, or sublicense any
obligations or benefit under this License without the prior written
consent of Cendio (and any such attempt shall be void). Cendio may assign
this License in whole or in part.

8.9     The Program(s) are not specifically developed or licensed for use
in any nuclear, aviation, mass transit or medical application or in any
other inherently dangerous applications. Neither Cendio nor its suppliers
shall be liable for any claims or damages arising from such use and
Licensee agrees to indemnify and hold harmless Cendio and its suppliers
from any claims for losses, costs, damages, or liability arising out of
or in connection with the use of the Program(s).